Can an Enforcement Proceeding Start Without the Debtor’s Knowledge? And How Can It Be Legally Challe
Explains whether debt collection in Turkey can begin without the debtor’s awareness, how fast it becomes final, and how objections must be filed within 7 days — especially crucial for expats.
In Turkey, it is legally possible for an enforcement proceeding to begin without the debtor being personally aware of it. Many individuals only notice the process when their salary is seized or bank accounts are frozen. This is especially common among expats, who often miss physical tebligat (mail notice) or e-notification via the e-Devlet system.
Yes — an enforcement proceeding can legally begin without the debtor’s knowledge. However, no assets can be seized unless the debtor is officially notified. This notification can be delivered physically or electronically (e-notice / e-tebligat).
The objection period is only 7 days. If the debtor does not object within this period, the debt becomes final and enforcement actions such as wage garnishment or account blocking proceed automatically.
Example (fictional): A Turkish expat in Germany faced a debt collection process over an old phone bill. Since he never checked his e-tebligat inbox, the 7-day objection period expired — and the enforcement became final.
Objection can be filed electronically via UYAP through a lawyer — no need to physically enter Turkey.
For more details, visit:
/enforcement-bankruptcy-law
In conclusion, yes — enforcement can start silently, but the legal right to stop it exists — only if acted upon immediately.
